Barry Novick has been Philadelphia's Public Adjuster since 1978!
When a disaster strikes, you need an expert fighting for you! A public adjuster is a property loss professional that works on behalf of you, the policyholder, not the insurance company.
When your property is damaged, don't depend on your Insurance Company Adjuster to get you the money you deserve. Protect yourself with a Public Adjuster!
Protect Your Property!
Call 215-947-2693 or email us...
Public Adjuster near Philadelphia, PA
A public adjuster is an independent professional claims adjuster that advocates for the policyholder, not the insurance company. When a loss occurs to property, the consumer generally believes that all that is necessary is to report the loss to their insurance company who will handle all details and mail them a check. Many are shocked and surprised when they find that not only were they awarded a much smaller settlement than they expected but many claims are denied altogether. They are surprised to find that not all types of property damages are covered. That's where a Public Insurance Adjuster comes in.
Insurance policies are written contracts between two parties and specifically lists the requirements for the policy to be active and what obligations each side of the settlement table must do in order to protect their individual and mostly contrary points of view.
Some Companies We Regularly Work With
Public Insurance Adjuster
The average property owner has not read their policy and in fact does not even know where it is. The terms and conditions the insurance companies use when creating the policies are not chosen to to be easily understood but rather to be ambiguous with more than one simple meaning. This sets up a condition where two individuals reading the same passage may come away with two very different meanings of the same sentence or paragraph. This often times allows for ”wiggle room” when interpreting the amount of damage.
For example, one person who discovers water flowing through the new ceiling of the Family Room might describe the situation to the insurance company’s telephone claims representative as the Family Room being “flooded.” You and I might understand the room is being soaked from a pipe in the ceiling above.
The agent, reading from their policy tells them there is clearly no coverage for damages caused by flooding. This is but one easy example to show how important it is to read and to understand the technical terms and otherwise innocent wording contained in insurance policies. In fact every policy contains a section of the same 165 lines of requirements for the insured to comply with when filling a claim.
Testimonials
I had the chance to meet and work with Barry when my sewer line collapsed. He took the headache away from me dealing directly with my insurance company. Having several different policies, it was confusing knowing what I was entitled to as far as coverage and reimbursement. He is very thorough, and pleasant to work with. I highly recommend him to anyone that may need assistance.
Tracie M. on Yelp.com
I had the privilege of working with Mr.Novick on various projects. He takes pride in his work. He will fight for you when others won't!
Use Accu-Claim you won't be disappointed!
Iva Wright Glenn on Facebook.com
I had the opportunity to use Barry when I had a total loss from a fire at my photography studio. Barry's expertise got me a settlement from the insurance company that got me back into business in a few months and got me into a new studio. A few years later, I called on Barry to represent me for another large loss from a water pipe breaking. His professionalism once again got me a settlement that I could not have gotten on my own. I highly recommend Barry Novick.
Michael Moffa on Accu-claim.com
Call now! (215) 947-2693
Call us today and remember, we don’t get paid until YOU get paid!
Independent Insurance Adjuster
An experienced Public Insurance Adjuster is a professional Independent Insurance Adjuster who represents policy holders and advocates on their behalf. Public adjusters are licensed by the Insurance Departments and given the responsibility to ensure insurance companies comply with their policies and protect the interests of the insureds in their respective state. Public adjusters are experts in determining the value of many items, such as the 25 year old piano in the corner of the living room or your grandfather’s bedroom set stored in the basement. He will know what a square foot of paint costs or the paneling on the den walls.
Experienced public adjusters inspect homes thoroughly including what is termed the “hidden damages”. These are the out of sight damages behind walls, above ceilings and below floors. Not just the drawers, but what is inside the drawers; not just the closets, but also what is on the top closet shelf.
With your help he will also determine the value for all items at today’s costs, not when you purchased your TV 8 years ago and will help determine there approximate age of many items which is a factor when determining the amount of your settlement.
In fact, a good public adjuster will do for you what you would do for yourself if you had the proper knowledge and experience. This is why most business owners have retained public adjusters for over one hundred years in Pennsylvania.
Barry S. Novick and Accu-Claim Public Adjusters have been serving hundreds of clients for more than 25 years and have been licensed professional adjusters settling property damage claims caused by fire, lightning, smoke, wind, water, flooding, hailstorms, burglaries and others.